Personal Insurance
Unlike homeowners, individuals who choose to rent often opt to lease their residence for decreased maintenance and responsibility. However, while a landlord is typically responsible for the upkeep of the renter’s building, they are not liable for a tenant’s belongings. In the event of fire, theft, or vandalism, it is important that a renter have the proper insurance to protect their property.

At Edgewater Insurance, we understand the importance of protecting your assets. We work to provide tenants with the amount of coverage they need should their belongings ever be damaged or stolen.
Protecting the Assets of Grand Island Renters with Appropriate Coverage
By working with our clients to identify needs, we are able to match them with the most fitting renter’s policy. Depending on an individual’s coverage, their insurance could protect their assets one of two ways: Actual Cash Value (ACV), which insures items for their current worth, or Replacement Cost, which pays for the replacement of damaged items with brand new pieces. We also discuss liability coverage and how a policy could benefit a renter in a “loss of use” situation.

Once we have determined appropriate coverage, we turn to our trusted carriers for affordable premiums. To get started, request a quote.
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